Discover the unparalleled flexibility of Kredivo, the go-to solution for all your payment needs. Whether you're looking to finance products with installment plans or need a quick loan, Kredivo offers a seamless experience tailored to your lifestyle.

Proofs that Kredivo is the most flexible payment:

• Product financing with installment payments: Enjoy the convenience of paying later with options ranging from 1 month to 3, 6, 12, 18, and 24 months.
• Interest rate: Benefit from 0% interest when you choose to pay within 30 days or opt for a 3-month installment. For longer terms of 6, 12, 18, and 24 months, premium account holders can enjoy rates starting at 1.99% per month, with a maximum annual rate of 41.51%.
• Limit: Access a maximum credit limit of up to IDR 50,000,000, providing ample room for your shopping needs.
• Simulation: For instance, if you select a 12-month installment for a transaction worth IDR 2,000,000, Kredivo applies an interest rate of 1.99% per month. This results in a monthly repayment of IDR 206,480 and a total repayment of IDR 2,477,760.

Are you interested in shopping online or offline with installment plans but lack a credit card? Do you need quick loans for emergencies? Or have you faced difficulties in applying for credit? Kredivo is your answer, offering an online credit line with installment options without the need for a credit card, along with personal loans from KrediFazz.

Kredivo stands out as a digital credit application that assesses your creditworthiness in real-time. The registration process is streamlined to just 5 minutes, with approvals granted swiftly thereafter. Once approved, you can start shopping on installment at numerous merchants such as Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and over 4000 other merchants, all with just a couple of clicks.

Whether you're in the market for a new mobile phone, looking to book flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or aiming to purchase furniture or fashion items, Kredivo enables you to buy anything, anywhere, without a credit card and with zero down payment. Additionally, you can manage your utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even gasoline directly through the Kredivo app. For those needing a quick cash advance, KrediFazz via Kredivo offers solutions with 3, 6, and 12-month installment options.

Kredivo's flexibility is undeniable. Here are three more compelling reasons to choose Kredivo:

• Simpler and Faster: Apply online effortlessly by uploading your KTP through the Kredivo app, without the need for a salary slip. Approval is quick, allowing you to buy your dream items on credit or secure instant loans from KrediFazz hassle-free.
• Safe and Secure: Rest assured with Kredivo's commitment to security. All user data is encrypted, and Kredivo is licensed and regulated by OJK, ensuring its credibility.
• 0% Interest & Without Down Payment: Kredivo boasts some of the market's lowest interest rates and charges no down payment for any of its services.

For further information, please refer to the General Product and Service Information Summary (RIPLAY) at www.kredivo.id.

We value your feedback. Reach out to us via email at [email protected] or call us at 0804-1-573348.

Business Address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Customer Service Office Address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430

What's New in the Latest Version 3.48.0

Last updated on Oct 17, 2024

Minor bug fixes and improvements. Install or update to the newest version to check it out!